You're filling out a cheque for the first time or for the first time in some time? There are many things that you may be confused about, for instance, how to sign a cheque and the best way to create a check with cents. Even though you may not be able to write many checks, this skill is still important. This is a brief guide to provide you with the answers to all your questions.

Step 1. Date the check

In the upper right-hand corner mark the date. This step is important so the bank and/or person you are sending the check to know the date you wrote it.




Step 2: Who's this to look for?

On how to properly write a check of the check, you will find "Pay to The Order Of." This is where you add the name and contact info of the person or organization that you're paying. If you're not familiar with the name of the person or organization, then you can write "cash" instead. Take note, however, that this is a risk if the check ever gets stolen or lost. Anyone can deposit or cash an unpaid check to "cash."




Step 3: Type the amount of payment in the form of numbers

Two spaces are available on a cheque , where you can write in the amount that you're paying. First, you'll need to write the dollar amount numerically (for example $130.45) inside the smaller box to the right. Make sure you write it in a clear manner so that the ATM and/or bank can accurately subtract this amount from your account.




Step 4: Type in the amount of the payment in words

On the line below "Pay according to the amount of," write out the dollar amount in words so that it will match the numerical dollar amount you put on the sheet. If you have to pay $130.45, for example, you would write "one hundred three and 45/100." For checks that are cents ensure that you write the cents amount above 100. To be clear, if the dollar amount is in a round format it is still possible to add "and 100/00". It is imperative that a bank writes the dollar amount in words to allow them to take the check.




Step 5: Write an email

It's not required to fill in the "Memo" line, but it can help you understand why you wrote the check. It is possible to put "Electric Bill" as well as "Monthly Rent" on a check to pay for monthly electric or rent. The company may need to know your account number when you pay a bill.




Step 6 Step 6: Sign the check

Your signature will appear on the line at the bottom right-hand corner using the signature you used when you opened the checking account. This confirms to the bank that the money you've stated and the correct payment recipient are yours.




How to make sure you have enough money in your bank account.



Keep track of every purchase, whether it's money spent or money made. You can find your Huntington checks by checking the check register. You can use your check register to track all of your spending and deposits. Every transaction must be recorded including ATM withdrawals as well as debit card payments as well as checks.


Keep track of your transactions.



It is necessary to note the number of your check if you pay by check. The number is in the upper-right corner of the check. This also helps you keep track of your checks, assisting you to ensure that no checks are lost, and reminding you of when you'll need to order checks again.


Make a note of the date. It is possible to describe the transaction or the reason for the payment in the "Transaction" column. It is then possible to write down the amount, dependent on whether you've spent or received money.


Add the bank fees, checks, withdrawals, and payments to your account.