Do you have to sign a check for your first time, or for the first-time for a long time. There are a lot of things that you may be confused about, including where to sign your cheque and the best way to create checks with cents. Even though you may not be able write many checks, this skill is still important. This guide will aid you in answering all your questions.


Step 1. Date the check.

The date should be written on the line at the top of the right-hand corner. This step is vital so the bank and/or person you are giving the check to is aware of when you wrote it.




Step 2: Who is the check written for?

On the next page of the check, you will find "Pay to The Order Of." This is where you need to put the name and contact information of the person or the organization you are paying. If you aren't sure of the full name of the individual or company, you can write the word "cash". Take note, however, that this is a risk in the event that the check is lost or stolen. Checks that are written to "cash" can be cashed or deducted by anyone.




Step 3: Type in the amount to be paid in numbers

There are two spaces on a check that you can record the amount you're paying. In the box on the right put the dollar amount in numerical form (e.g. $130.45). This information will be used to subtract the amount from your bank account via the ATM or bank.




Step 4. Write down how to write out a check

Write the dollar amount in words on the line below "Pay To the Order Of" to match the dollar amount that you have written in the box. For example If $130.45 is your amount then you'll write "one hundred and thirty and 45/100." If you plan to write a check using cents, be sure that the cents amount is more than 100. To be clear, if the dollar amount is in a circular form it is still possible to add "and 100/00". Writing the dollar amount in words is vital to a bank's ability to process a check as it confirms that the payment amount is correct.




Step 5: Write a memo

It's not mandatory to complete the "Memo" line, however it can help you know the purpose behind the check. You can put "Electric Bill" as well as "Monthly Rent" on a check that you're using to pay monthly rent or electric bills. The business may need to know the account number whenever you pay a bill.




Step 6: Sign the check

Utilize the signature you used when opening the checking account to sign your name in the lower right-hand corner. This demonstrates to the bank you acknowledge that you're paying the correct amount as well as to the proper payee.




How do you balance your checkbook.


Track every transaction, no matter if it's cash or money that is spent. It is possible to locate your Huntington checks on your check register. The reason you should keep a check book is to track all deposits and expenses. All transactions need to be documented including ATM withdrawals and debit card payments and checks.


Make sure you keep track of your transactions.



If you are making a payment by check, you'll need to keep track of the check's number. This information is available in the upper right-hand corner. This will help you keep track of your checks, helping ensure none of your checks are lost, and reminding you when you need to change your order for checks.


Make note of the date on your record. In the "Transaction" or "Description" column, you should write down exactly where the transaction was made or what it was for. Then write down the exact amount in either the deposit or withdrawal column dependent on whether you used the cash or got it.


Add any bank fees, checks withdrawals, payments or deposit to the account balance from the previous transaction.